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Risk Management and Insurance
One part of making your church a safer place is to make sure that your church is properly insured. Without proper insurance coverage, your church may not have the funds needed to pay for injuries or damage that sometimes occur despite your best risk management efforts.
While most churches have some form of insurance, how do you know if the coverages you have selected are adequate for your church’s needs and if you are working with the right insurance company? Because churches can purchase insurance from several different carriers and because they face many different risks, a typical commercial insurance policy may not be adequate. To make sure that your church is protected to its fullest, it makes sense to work with a company that specializes in the church market. Companies that focus on insuring religious institutions will likely have more knowledge and experience and a greater understanding of your church’s overall needs.
The PDF resources below are intended to assist you in being better informed about church insurance and thereby more prepared to make decisions about the types of coverages and the church insurance company and agent that will best fit your church’s needs and exposures.
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